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Online payday loans (also known as cash advances) are a fast (not necessarily the best) way to get cash at the time you need it most and you can’t get it from anywhere else. Not “best” because payday loans are more expensive than other types of loans (APR over 300%). Conventional lenders frequently require their customers to produce a lot of paperwork, such as employment stubs, utility bills and other documents, which can be extremely cumbersome. Banks tend to take time to look at the customers’ credit history. Consequently, if you need money in a flash with no documents required, applying for a loan with an online lender may really be a option. All of the online payday lenders associated in our network are licensed in their respective states. They provide signature loans with good terms and conditions 24 hours a day.
Our network doesn’t conduct credit checks with some exceptions. Borrowers with low credit scores are easily accepted and approved for a loan up to $1000. Bad credit may be a huge obstacle with traditional lenders but not with online operators. Our network boasts one of the highest approval rates in the industry.
Payday Loans With Quick Approval
The vast majority of customers applying for payday loans from direct lenders are is serious trouble, so they would like to receive funds as quickly as possible – some even within an hour of application. It is, of course, possible for our lenders to provide a quick service. There are, however, certain limitations to what can be done. For instance, if you apply for a loan at 5 p.m. and want to get money the same day, it is highly unlikely you will. Banks have their working hours. You may have to wait till the next business day.
No Paperwork, No Hassle
It is enough to fill out a simple, secure online application form in order to get things going. There is no need to send any documents or fax anything. All the customers need to do is to provide correct personal details (errors or mistakes can prolong the entire process or result in application denial).
Same Day Money
All successful applicants receive money directly into their bank accounts (either savings or checking). The process is extremely fast, taking hardly a few hours. You will enjoy cash the same day of your application, provided that you apply early into the day. Some lenders don’t require a bank account. If you happen not to have a bank account, you will have to follow instructions on the application form.