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Direct Payday Loan Lenders – Best Online Cash Advance

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Online payday loans (also known as cash advances) are a fast (not necessarily the best) way to get cash at the time you need it most and you can’t get it from anywhere else. Not “best” because payday loans are more expensive than other types of loans (APR over 300%). Conventional lenders frequently require their customers to produce a lot of paperwork, such as employment stubs, utility bills and other documents, which can be extremely cumbersome. Banks tend to take time to look at the customers’ credit history. Consequently, if you need money in a flash with no documents required, applying for a loan with an online lender may really be a option. All of the online payday lenders associated in our network are licensed in their respective states. They provide signature loans with good terms and conditions 24 hours a day.

No Credit

Our network doesn’t conduct credit checks with some exceptions. Borrowers with low credit scores are easily accepted and approved for a loan up to $1000.  Bad credit may be a huge obstacle with traditional lenders but not with online operators. Our network boasts one of the highest approval rates in the industry.

Payday Loans With Quick Approval

The vast majority of customers applying for payday loans from direct lenders are is serious trouble, so they would like to receive funds as quickly as possible – some even within an hour of application. It is, of course, possible for our lenders to provide a quick service. There are, however, certain limitations to what can be done. For instance, if you apply for a loan at 5 p.m. and want to get money the same day, it is highly unlikely you will. Banks have their working hours. You may have to wait till the next business day.

No Paperwork, No Hassle

It is enough to fill out a simple,  secure online application form in order to get things going. There is no need to send any documents or fax anything. All the customers need to do is to provide correct personal details (errors or mistakes can prolong the entire process or result in application denial).

Same Day Money

All successful applicants receive money directly into their bank accounts (either savings or checking). The process is extremely fast, taking hardly a few hours. You will enjoy cash the same day of your application, provided that you apply early into the day. Some lenders don’t require a bank account. If you happen not to have a bank account, you will have to follow instructions on the application form.

© 2013 | 412 Madison St, Tampa, FL 33602 | States where payday loans are illegal: Arkansas, Connecticut, Georgia, Maine, Maryland, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, West Virginia, Vermont.

All material provided on the Site is intended for informational purposes only and should not be used to replace either official documents nor the advice of a qualified professional.

Disclosure: Our lenders may offer you a loan with an APR ranging from 390% to 780% based on a two-week loan.
The APR on a short term loan represents the amount of your loan, cost of the loan and term of the loan. Example: You borrow $100 for two weeks. A lender can charge you a $15 fee, which means you will have to repay $115 to the lender at the end of the term. The cost of the $100 loan is a $15 finance charge, which anounts to an annual percentage rate of 391 percent. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs, and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

NOTICE: THIS IS AN EXPENSIVE FORM OF CREDIT. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.

If you do not pay your loan according to its terms, your lender may: • Charge you late fees • Send your account to a collection agency • Report your information to a consumer reporting agency, which may negatively affect your credit score • Offer to renew, extend or refinance your loan, which may cause you to incur additional fees, charges and interest

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment.