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Direct payday lenders no third party

Need money right away? You’re only two steps away from cash. Our network is open for business all year round, including holidays and weekends. You can apply 24/7 and get an immediate response. You can borrow up to $1500, which is to be deposited in you checking or savings account (a checkless loan).

No fax needed, simple application, same day approval and money

Direct online lenders tend to have more realistic requirements than the conventional banks. As a result there is no faxing required to apply for a loan nor any documents to be submitted. The whole application process takes place online. Moreover, customers receive a checkless loan deposited to their bank account and they repay it electronically directly from their ccount as well. There is no need for any third parties to be involved at any point. A payday loan application takes only a few minutes – so does the application approval. Therefore, if you apply within the business hours you can count on receiving an answer in a flash. If your application is approved, you should get a direct money transfer the same day.

No credit check

Direct online payday lenders are more willing to lend money to customers with bad credit than the banks. If you do have a bad credit history, it ought to be of vital importance to you to avoid any third party standing between you and the lender. Although online lenders provide bad credit, which are frequently more expensive than similar loans lent to customers with good credit score. The extra cost is a result of additional risk taken on the part of the lender. Consequently it is much easier to get a loan, but you simply have to pay a bit more if you have bad credit history.

Who is eligible for instant cash

Even though it is much easier to get an online loan than a cash advance from your local bank also direct online lenders need to have some requirements. As a consequence in order to get a quick cash with no third party a customer must:

  • be of legal age
  • have a bank account
  • have a fixed income

Your income may come from many sources - you can receive unemployment benefits, pension, disability and etc. and still qualify for a loan.

© 2012 | States where payday loans are illegal: Arkansas, Connecticut, Georgia, Maine, Maryland, New Hampshire, New Jersey, New York, North Carolina, Pennsylvania, West Virginia, Vermont.

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.