Terms Of Use

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Consent to Terms of Use as Binding Agreement:

Please read these website terms of use (“Terms”) carefully before using this website (the “Website”). LoanLenders24.com operates this Website to provide online access to information about LoanLenders24.com and the products, services, information, and opportunities it provides (“Services”). These Terms govern Your access to the Website, and the Website is available for Your use only upon the condition that You agree to the Terms as set forth below. If You do not agree to all of the Terms, please do not access, browse, or use the Website. By accessing, browsing, or using the Website, You and any entity You are authorized to represent (“You” or “Your”) signify Your agreement to be bound by the Terms. PLEASE PRINT AND RETAIN A COPY OF THESE TERMS FOR YOUR RECORDS.

Administrative Services Only (Not Lending Services)

Any loan-matching request You submit via this Website is NOT an application for credit, a loan application, or any such request. Rather, it is a request to be matched with lenders to receive conditional loan offers from said Lenders. To be clear, LoanLenders24.com is a computerized short-term loan matching service only and does not make loans of any sort. LoanLenders24.com contracts with certain short-term or “payday” loan providers (“Lenders”) who assess loan applications according to their own criteria. Any data or information You voluntarily choose to provide will be assessed by the Lenders without independent assessment or input from LoanLenders24.com. Therefore the data and other information You may choose to provide is not and should not be considered to be an application for a loan or a request to be pre-approved or pre-qualified for a loan, or any similar concept, as originating from LoanLenders24.com. In this regard LoanLenders24.com provides only administrative services that facilitate a match between eligible prospective borrowers and a subset of the existing available Lenders. Since LoanLenders24.com does not establish the terms upon which Lenders accept or reject loan applications, LoanLenders24.com cannot guarantee acceptance into any particular loan program. Any data or information You choose to provide will be forwarded to the Lenders who will then contact You, at their discretion, should they need any follow-up before they can accept or reject a loan application. LoanLenders24.com is not a lender and does not take loan applications, make loan or credit decisions in connection with loans, nor does LoanLenders24.com issue loan commitments or interest rate lock-in agreements. LoanLenders24.com is not an agent of You, of any participating Lender, or of any third-party provider of any type. BY YOUR CONTINUED ACCESS, BROWSING AND/OR USE OF THIS WEBSITE, YOU ACKNOWLEDGE THAT LoanLenders24.com’S SERVICES ARE ONLY ADMINISTRATIVE IN NATURE AND DO NOT CONSTITUTE LENDING SERVICES OF ANY VARIETY DESPITE WHAT THE LAW MAY OR MAY NOT SAY IN YOUR JURISDICTION.

Disclosures:

Any request to be matched with Lenders that You submit through the Website shall be forwarded to select Lenders, and these Lenders shall make certain disclosures to You subject to applicable law. LoanLenders24.com does not warrant, guarantee, certify, endorse, or otherwise claim affiliation with or verify the contents of any disclosures made by said Lenders. Should You have questions regarding any disclosures made by the Lenders, You are encouraged to direct such questions to the Lenders themselves. If the Lenders cannot address Your concerns to Your satisfaction, You are then encouraged to contact an attorney to discuss your concerns to Your satisfaction prior to engaging in any loan transaction. BY YOUR CONTINUED ACCESS, BROWSING AND/OR USE OF THIS WEBSITE, YOU ACKNOWLEDGE THAT LoanLenders24.com’S OBLIGATIONS TO YOU WITH RESPECT TO MAKING DISCLOSURES UNDER ANY APPLICABLE LENDING LAW,SHOULD SUCH OBLIGATIONS EXIST, HAVE BEEN SATISFIED.

Fees:

LoanLenders24.com does not charge You a fee for any of its services but rather receives its compensation from the Lenders. LoanLenders24.com’s compensation may vary depending upon the specific loan that results from Your having provided information to the Lender through the Website. Rates of compensation from said Lenders may also vary on other factors and are subject to change from time to time. LoanLenders24.com therefore is not in the routine habit of disclosing the details of its compensation mechanisms to visitors of the LoanLenders24.com Website. Should You have any questions regarding the fee paid to LoanLenders24.com by any Lender who offers You a loan, You are encouraged to direct any questions to that Lender.

Non-Endorsement of Lenders:

LoanLenders24.com is not a lender and does not make loans or credit decisions in connection with loans. LoanLenders24.com does not endorse or recommend the products or services of any particular lender, even if that lender is among the Lenders to which your information is submitted, should you choose to request to be matched to lenders by accessing the appropriate portions of this Website. You should rely upon your own judgment and, if necessary, advice of counsel should you decide to accept a loan offer from one or more of the Lenders to which LoanLenders24.com matches You. You understand that Lenders may keep your loan request information and any other information provided by LoanLenders24.com or received by them in the processing of your loan-matching request submitted through this Website, whether or not You are qualified for a loan with them or if you make a loan with them. You agree to notify any particular Lender directly if you no longer wish to receive communications from them.

Informational Purposes Only:

The Website and other materials provided or published by LoanLenders24.com may from time to time contain information related to various financial, credit, lending, consumer, political, economic, and social issues or conditions that may affect consumers generally and consumers of payday loan services in particular. These materials, as with all content appearing on the Website, are meant for informational purposes only. YOU AGREE THAT IN NO FASHION WHATSOEVER DO YOU CONSIDER ANY information within the Services or any other content available on the Website TO BE an acceptable substitute for PROFESSIONAL INVESTMENT advice OR PROFESSIONAL FINANCIAL PLANNING SERVICES.You agree not to rely solely upon the Services or any other content available on the Website for investment advice or financial planning services. If You have or suspect that You have a need for investment advice or financial planning services, You should consult a trained investment advisor or professional financial planner to determine what courses of action, if any, may be appropriate for You.

User Eligibility:

The Website is available only to entities and persons over the legal age of majority for the purpose of forming binding contracts as defined by applicable law. If You are not of the legal age of majority for the purpose of forming binding contracts, You are not permitted to use the Website. Under no circumstances is the Website available to persons under thirteen (13) years of age. If You are not at least thirteen (13) years of age, You are not permitted to use the website.

Limited to Consumers in the U.S.:

Various products or services listed on the Website may not be available in all countries, may be known by different names, or be subject to different regulations from country to country. LoanLenders24.com and the Lenders with whom LoanLenders24.com works expressly reserve the right to discontinue, suspend, or terminate the offering of any loan product in any specific state through the Website at any given time, without prior notice.

Restrictions on Use:

In addition to the other restrictions set forth in these Terms, You agree that:

You will not use or access any service, information, application, or software available through the Website in a manner not explicitly permitted by LoanLenders24.com;

Certain areas of the Website may be restricted only to customers, suppliers, vendors, agents, investors, or other business partners of LoanLenders24.com;

You may not use or access the Website or the Services in any way that, in LoanLenders24.com’s sole judgment, adversely affects the performance or function of the Website or the Services or otherwise interferes with ability of authorized parties to access the Website and the Services; and

You may not frame or utilize any framing techniques or technologies to enclose any portion or aspect of the Website or the Services on another Internet website or other computer network, without the express prior written permission of LoanLenders24.com.

Limitation of Liability:

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES, INCLUDING, WITHOUT LIMITATION, NEGLIGENCE, SHALL LoanLenders24.com OR ITS PARENTS, SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM OR IN CONNECTION WITH THE USE OF OR THE INABILITY TO USE THE WEBSITE OR THE SERVICES OR ANY CONTENT CONTAINED ON THE WEBSITE OR WITHIN THE SERVICES, OR, EXCEPT AS OTHERWISE PROVIDED UNDER APPLICABLE LAWS AND REGULATIONS REGARDING THE SECURITY OF PERSONAL DATA, RESULTING FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA, OR OTHER INFORMATION THAT IS SENT OR RECEIVED OR NOT SENT OR RECEIVED, INCLUDING BUT NOT LIMITED TO, DAMAGE FOR LOSS OF PROFITS, USE, DATA OR OTHER INTANGIBLES, EVEN IF LoanLenders24.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE PARTIES ACKNOWLEDGE THAT THIS IS A REASONABLE ALLOCATION OF RISK, EVEN IF LoanLenders24.com HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR LIMITATIONS OF SPECIFIC LIABILITIES. THE ABOVE LIMITATIONS THEREFORE MAY NOT APPLY TO YOU. LoanLenders24.com’S LIABILITY IN SUCH CASE WOULD BE LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

Waiver of Warranty:

LoanLenders24.com MAKES NO REPRESENTATIONS ABOUT THE RESULTS TO BE OBTAINED FROM USING THE WEBSITE OR THE SERVICES. USE OF THE WEBSITE AND THE SERVICES IS AT YOUR OWN RISK. THE WEBSITE AND THE SERVICES ARE PROVIDED ON AN “AS-IS” BASIS, AND LoanLenders24.com, ITS LICENSORS (IF ANY), AND ITS SUPPLIERS AND VENDORS, TO THE FULLEST EXTENT PERMITTED BY LAW DISCLAIM ALL WARRANTIES, EITHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, TITLE, NON-INFRINGEMENT, AND FITNESS FOR A PARTICULAR PURPOSE. LoanLenders24.com AND ITS AFFILIATES, LICENSORS (IF ANY), AND SUPPLIERS AND VENDORS MAKE NO REPRESENTATIONS OR WARRANTIES ABOUT THE ACCURACY, COMPLETENESS, SECURITY, OR TIMELINESS OF THE SERVICES OR OTHER CONTENT AVAILABLE ON THE WEBSITE. NO INFORMATION OBTAINED BY YOU FROM THE WEBSITE SHALL CREATE ANY WARRANTY NOT EXPRESSLY STATED BY LoanLenders24.com IN THESE TERMS. SOME JURISDICTIONS DO NOT ALLOW CERTAIN LIMITATIONS ON IMPLIED WARRANTIES. THE LIMITATIONS AND EXCLUSIONS OF THIS SECTION THEREFORE MAY NOT APPLY TO YOU. IF YOU ARE ACTING IN THE CAPACITY OF A CONSUMER, AS DEFINED UNDER APPLICABLE LAW, YOUR STATUTORY RIGHTS THAT CANNOT BE WAIVED, IF ANY, ARE NOT AFFECTED BY THESE PROVISIONS. YOU AGREE AND ACKNOWLEDGE THAT THE LIMITATIONS AND EXCLUSIONS OF LIABILITY AND WARRANTY PROVIDED IN THESE TERMS OF USE ARE FAIR AND REASONABLE.

Private Arbitration & Other General Provisions:

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU EXPRESSLY AGREE THAT ANY DISPUTES ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE OR THE SERVICES SHALL BE SUBJECT TO BINDING PRIVATE ARBITRATION, HELD BEFORE ONE (1) ARBITRATOR UNDER THE SUPPLEMENTARY PROCEDURES FOR CONSUMER-RELATED DISPUTE OF THE AMERICAN ARBITRATION ASSOCIATION (“AAA”). THE ARBITRATION SHALL BE VENUED IN A LOCATION REASONABLY CONVENIENT TO YOU. THE ARBITRATOR SHALL BE SELECTED BY AAA RULES. SHOULD NO AAA RULE REGARDING THE SELECTION OF AN ARBITRATOR BE IN EFFECT, THE PARTIES SHALL AGREE ON AN ARBITRATOR MUTUALLY AGREEABLE TO BOTH PARTIES. SHOULD THE AAA DECLINE TO ACCEPT A MATTER SUBMITTED FOR INDIVIDUAL (NON-CLASS) ARBITRATION UNDER THESE TERMS OF USE, THE PARTIES SHALL JOINTLY SELECT ANOTHER ARBITRATOR. IN THE EVENT THE PARTIES ARE UNABLE TO AGREE UPON A NEUTRAL ARBITRATOR, THE CLAIMANT (WHETHER YOU OR LoanLenders24.com) MAY FILE SUIT IN ANY COURT OF COMPETENT JURISDICTION SOLEY FOR THE PURPOSE OF REQUESTING THE APPOINTMENT OF AN ARBITRATOR FOR INDIVIDUAL (NON-CLASS) ARBITRATION, AS PROVIDE FOR IN SECTION 5 OF THE FEDERAL ARBITRATION ACT. TO BEGIN THE ARBITRATION PROCESS, A PARTY MUST MAKE A WRITTEN DEMAND THEREFORE. YOU EXPRESSLY WAIVE ANY OBJECTION THAT YOU MAY NOW OR HEREAFTER HAVE AS TO THE LAYING OF VENUE OR THE DETERMINATION OF JURISDICTION IN ANY SUCH PROCEEDING. YOU AGREE THAT ANY CLAIM OR CAUSE OF ACTION ARISING OUT OF OR RELATED TO YOUR USE OF THE WEBSITE AND/OR THE SERVICES MUST BE FILED WITHIN ONE (1) YEAR AFTER SUCH CLAIM OR CAUSE OF ACTION ARISES. TO THE FULLEST EXTENT PERMITTED BY LAW, THESE TERMS SHALL BE GOVERNED BY THE INTERNAL SUBSTANTIVE LAWS OF THE STATE OF NEW JERSEY, LOCATED IN THE UNITED STATES OF AMERICA, EXCLUDING ANY OF NEW JERSEYS’ CHOICE OF LAWS PRINCIPLES. EXCEPT AS EXPRESSLY PROVIDED IN A SEPARATE LICENSE, SERVICE PROVISION, OR OTHER WRITTEN AGREEMENT BETWEEN YOU AND LoanLenders24.com, THESE TERMS CONSTITUTE THE ENTIRE AGREEMENT BETWEEN YOU AND LoanLenders24.com WITH RESPECT TO THE USE OF THE WEBSITE AND/OR THE SERVICES, AND THESE TERMS SUPERSEDE ALL DISCUSSIONS, COMMUNICATIONS, CONVERSATIONS, AND AGREEMENTS CONCERNING THE SUBJECT MATTER THEREOF. YOU MAY NOT ASSIGN THESE TERMS OR ANY OF YOUR INTERESTS, RIGHTS, OR OBLIGATIONS UNDER THESE TERMS TO ANY OTHER PARTY. IF ANY OF PROVISION OF THESE TERMS IS FOUND TO BE INVALID BY ANY ARBITRATOR OR ANY COURT HAVING COMPETENT JURISDICTION, THE INVALIDITY OF SUCH PROVISION SHALL NOT AFFECT THE VALIDITY OF THE REMAINING PROVISIONS OF THESE TERMS, WHICH SHALL REMAIN IN FULL FORCE AND EFFECT. NO WAIVER OF ANY OF THESE TERMS OR PROVISION THEREOF SHALL BE DEEMED A FURTHER OR CONTINUING WAIVER OF SUCH TERMS OR PROVISION THEREOF OR OF ANY OTHER TERM OR PROVISION THEREOF. YOU MAY PRESERVE THESE TERMS IN WRITTEN FORM BY PRINTING THEM FOR YOUR RECORDS, AND YOU WAIVE ANY OTHER REQUIREMENT THAT THESE TERMS BE EVIDENCED BY A WRITTEN DOCUMENT.

All claims must be brought in an individual capacity and by using this site all parties agree that they may not join or file their claims in a representative or class proceeding, or become a member or leader of any class action. All claims must be addressed through arbitration and all parties give up their right to use the court system, except to enforce any arbitration award. Class actions are express waived by all parties. This section and its requirement to arbitrate shall survive any termination or expiration of the relationship.

Payday loans are legal in: Alabama (AL), Alaska (AK), California (CA), Colorado (CO), Delaware (DE), Florida (FL), Hawaii (HI), Idaho (ID), Illinois (IL), Indiana (IN), Iowa (IA), Kansas (KS), Kentucky (KY), Louisiana, Michigan (MI), Minnesota (MN), Mississippi (MS), Missouri (MO), Montana (MT), Nebraska (NE), Nevada (NV), New Hampshire (NH), New Mexico (NM), North Dakota, Oklahoma (OK), Oregon (OR), Rhode Island (RI), South Carolina (SC), South Dakota (ND), Tennessee (TN), Texas (TX), Utah (UT), Virginia (VA), Washington (WA), Wisconsin (WI), Wyoming (WY).

Payday loans are illegal in: Arizona (AZ), Arkansas (AR), Connecticut (CT), Georgia (GA), Maine (ME), Maryland (MD), Massachusetts (MA), New Jersey (NJ) New York (NY), North Carolina (NC), Pennsylvania (PA), Vermont (VT), West Virginia (WV), the District of Columbia (DC).

Amounts: $100, $200, $300, $400, $500, $600, $700, $800, $900, $1000

We are not a lender. Only your lender can provide you with information about your specific loan terms and APR and the implications for non-payment of your loan. Ask your lender for their current rates and charges and their policies for non-payment. Our lenders may offer you a loan with an APR between:200% and 2281%. The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be for a smaller loan amount and for a shorter term. Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range displayed.

NOTICE: PLEASE BORROW RESPONSIBLY. A SHORT TERM LOAN SHOULD BE USED FOR SHORT-TERM FINANCIAL NEEDS ONLY, NOT AS A LONG-TERM FINANCIAL SOLUTION. CUSTOMERS WITH CREDIT DIFFICULTIES SHOULD SEEK CREDIT COUNSELING OR MEET WITH A NONPROFIT FINANCIAL COUNSELING SERVICE IN THEIR COMMUNITY.